Personal Banking

From our growing number of banking centers, we serve the communities of Dallas and Fort Worth, but we do more than that. We cater to the unique needs of individuals and families within our communities. That’s why we offer a broad range of personal banking services – so there’s an account that’s right for everyone. For details on any of these accounts, please call the nearest banking center in your community:

E-Personal Checking

GO GREEN!! Our Eco-Friendly Account is designed for those who choose to manage their finances electronically - at home, in the office, or on the go.  Simple. Easy. Convenient.
E-Statement Required in addition to one of the following to avoid a monthly service charge:
- Monthly Direct Deposit
- 15 Debit Card Transactions per month

Features

• Monthly service fee waived when requirements are met
• Unlimited transactions

NOW Checking

Choose traditional banking or eco-friendly options, while earning interest.  Includes the flexibility of debit cards, check writing, online banking and billpay.

Available to:

• Individuals
• Sole proprietors whose entire name is in the title of the account, and who use their personal social security number for the tax identification of the business.

Features

• Monthly service fee waived if minimum balance maintained
• Tiered Interest Rates
• Interest paid to account monthly
• Unlimited transactions

Health Savings Account

You must have an HSA-qualified insurance plan. Checks available at additional cost. Subject to current HSA limits and restrictions.

Features

• Convenient HSA Visa Debit Card at no initial cost
• No monthly service fee
• Interest paid regardless of balance
• Unlimited transactions
• Subject to standard IRA reporting

Basic Savings Account

A great way to get your savings plan under way!  No minimum deposit after account opening, so even young savers can see their savings balance grow,  regardless how small the deposit. Save for that summer vacation or use as your holiday fund.  Automatic transfers from your checking account are available!  Balance and transfer access from the ATM and Online Banking.

Features

• 6 withdrawals per month
• No minimum balance required
• Interest paid monthly

Personal Money Market

Designed for those who prefer to retain a portion of their investible balances in a liquid account.  Tiered interest varies with the current market.  A great source for emergency funds without the penalties of traditional time deposits.

Features

• Limited to 6 debit transactions per statement cycle
• Monthly service fee waived if minimum balance maintained
• Earns interest on maintained minimum balance of $2,500
• Interest paid to account monthly

Preferred Money Market

Designed for those with higher investible balances who choose to retain liquidity.  Tiered interest varies with the current market.

Features

• Limited to 6 debit transactions per statement cycle
• Monthly service fee waived if minimum balance maintained
• Earns interest on maintained minimum balance of $10,000
• Interest paid to account monthly

CDs and IRAs

We offer CDs with wide-ranging terms. With a minimum opening requirement of only $1,000, CDs offer stable, secure results, backed by the FDIC.

If your investment goal is focused on retirement, traditional and SEP IRAs offer tax-deferred earnings, and Roth IRAs offer tax-free earnings. We can set up different IRA plans, depending on your savings objectives.